Gentleones,

Several weeks back, I mentioned recent work by Dr. Ali Modarres and said I would sent it out after I recovered from vacation.  It provides recent data on the vulnerability of household owners to unexpected financial hits.  Take a few minutes to study it, and use it when you talk with local officials about housing needs in your community or Pierce County.

Please feel free to send questions to me.

FYI,

Al Ratcliffe